On a budget and want to keep your overall car bill down? We all have to make our car payments and spend money on maintenance which can really add up. However, one expense that we are able to control is that of car insurance. Picking the right car can result in a dramatically lower bill.

The Ford Escape, GMC Sierra, Chevrolet Silverado and Hyundai Tuscon are some of the most affordable cars to insure. The reason for this is because these are generally family oriented cars and not designed for street racing or super fast driving. Other cars that are affordable to insure include the Toyota Camry Riverside, Toyota Prius Riverside and Toyota Yaris Riverside.

One of the most stylish and practical SUV’s that is still affordable to insure is the Ford Escape. The Escape is a family SUV that is spacious and well engineered. There are two engines available. The base engine is a four cylinder 2.5 Liter engine and provides 28 mpg on the freeway. Optional features include USB compatibility, HD radio and a Bluetooth system. Pricing starts at around $21k.

The general rule of thumb dictates that expensive cars and exotic cars are generally the most expensive to insure. This includes automobiles such as the Ferrari, Lamborghini, Porsche and BMW’s. These autos are super fast and have tremendous power. Buyers may be thrill seekers and more aggressive and faster drivers.

Other factors that may include insurance costs include driving history, proximity from work, gender and credit score. Male drivers will generally have to pay higher than a female. Daily driving distance to work is also factored in.

Always find out what the approximate monthly insurance fee will be before you make a purchase. Toyota San Bernardino offers cars that are relatively affordable to insure. Many insurance websites will let you estimate your payment depending on the model, make and year of your car.